We provide Rewards debit/credit cardholders with incentives and benefits for using their cards for purchases. Features and benefits typically associated with these cards;

• Points or Cashback: Rewards cards typically offer either points or cashback for eligible purchases. Points can be redeemed for various rewards such as travel, merchandise, gift cards, or statement credits. Cashback rewards provide cardholders with a percentage of their spending back as cash rewards.


• Earn Rates: These cards often offer different earn rates for different spending categories. For example, cardholders may earn a higher rate of rewards for purchases in categories like groceries, dining, gas, or travel, while earning a standard rate for other purchases.


• Sign-Up Bonuses: Many rewards cards offer sign-up bonuses to new cardholders. These bonuses typically require meeting a minimum spending requirement within a specified time frame after opening the account. Sign-up bonuses can provide cardholders with a significant boost in rewards earnings.


• Redemption Options: Rewards earned can usually be redeemed in various ways, depending on the card issuer and program. Common redemption options include travel bookings, merchandise purchases, gift cards, statement credits, and charitable donations.


• No Annual Fees or Premium Cards: Some rewards cards come with no annual fees, making them accessible to a broader range of consumers. Additionally, premium rewards cards may offer enhanced benefits such as travel insurance, airport lounge access, concierge services, and annual travel credits, but they often come with higher annual fees.


• Travel Benefits: Many rewards cards, especially those geared towards travelers, offer travel-related benefits such as travel insurance, rental car insurance, trip cancellation/interruption coverage, and complimentary access to airport lounges.


• Special Offers and Discounts: Cardholders may receive special offers, discounts, or promotions from participating merchants or partners, providing additional value and savings on purchases.


• Fraud Protection and Security: Rewards debit/credit cards typically come with robust security features such as EMV chip technology, fraud monitoring, and zero liability protection against unauthorized transactions.